Life Change 90 Relaunch

Life Change 90 Relaunch

The Life Change 90 Relaunch!

Tonight we are launching an effort which holds the promise of changing the course of human history. – Ronald Reagan

Who would have thought that since last publishing Moving House some time ago, it would have taken this long it would have taken this long to resume blogging on Life change 90? When we relocated to our new home, a modern, single level home in a reasonably new estate, that we would have had internet problems!

However, as you can see in the Spaghetti photo, the builder was a budding electrician, but without staying power. He stopped before the job was finished and the wiring was an absolute nightmare! The technician who eventually sorted out the tangle was flabbergasted. Eventually, he solved in as in the fable of the Gordian Knot. He found the active wire, and bypassed everything else to start all over!

The time offline wasn’t totally wasted though. As you will see from browsing the Life Change 90 website, we decided on a Life Change 90 relaunch, with a whole host of new goodies for you. More you ask? Let’s take a look at what the Life Change 90 Relaunch means for you.

First change with the Life Change 90 Relaunch

First, the Life Change 90 program has been reworked, and is now at Version 2.1. We considered the feedback we had, corrected some typo errors (my typing mistakes there), simplified the instructions more, added a whole new goalsetting module up front and changed the 1-31 sheets at the end, to make it simpler to use, and we have found it also flows much more easily between days and sections. You will love it! Check it out!

Then, as life change is often as much external as it is internal, we decided to work with and assist those who are thinking of a life change into business for themselves. Perhaps second only to the dream of owning your own home, comes the desire to be the boss in your own business. The Life Change 90 Relaunch has really come to the party for you.

New features with the Life Change 90 Relaunch

First new item in the Life Change 90 Relaunch is the free download Quiz, “Should you be the boss in your own business?” This is a quiz to look for your inner entrepreneur. Whilst it’s nice to think we could be Sir Richard Branson or Warren Buffet if only we had the chance, perhaps there is a different model we need to look at. Not everyone can be the “front” person in a business, although many can. Many people work best with a partner, or with a board to advise them. Only a few can be the solo entrepreneur, and this Quiz can help you find out what your best model of business management would be. Check it out HERE.

The #Life Change 90 Relaunch also gives you the next step in the “be your own boss” business process: how to create, plan and launch your own business. We created a new download for you there too.  It’s called the BUSINESS PROFITS PROGRAM. Check it out HERE!

Life Change 90 Relaunch

The Business Profits Program

This program is designed to enable you to look at your situation, decide where your strengths are, what you have to offer the business world and then to design a business around it. Then it helps you totally plan your business, right up to and beyond launch day, and even assists with identifying business partners, if that is what you need too.

This program is the essential tool to make sure your new business venture – if you desire to and choose to create one, doesn’t become one of the sorry statistics we hear bandied around about how many businesses fail. Businesses that don’t prepare correctly fail, and if you use this program, yours is most unlikely to be one of them!

The Life Change 90 Relaunch is the start of great things to come. New blog topics prepared, new products, and whole new focus to add to the already powerful Life Change 90 Program that has already been providing #empowerment to so many people.

Come on, join the crowd and come check out the Life Change 90 Relaunch. See you there.

If you felt this article could have helped you relaunch your life with your own business or a fresh start elsewhere, please share it with others. Pass it on, because just like you, and me, there are so many people praying for a new start in their lives too.  We need to help them where and when we can.

Til next time, fair winds and full sails,

Ray Jamieson

If you believe you can, you probably can. If you believe you won’t, you most assuredly won’t. Belief is the ignition switch that gets you off the launching pad. – Denis Watley

Advertisements

Financial Empowerment

#Financial Empowerment

The financial jigsaw puzzle
Image from intentionalwealthinstitute.org

Update: Feedback is that this post on #Financial Empowerment is almost brutal. Sorry, but sometimes it has to be – people in financial crisis are often also in denial.  I know – I was one of them! This blog is from my hard-earned and learned lessons in financial empowerment!  I needed some ‘hard talking to’ in my time of crisis, and I don’t want you to go through what I experienced, because of my denial!

However, this post is not all bad news! If you recognise your symptoms below, you’ll be delighted with the range of options and solutions.  The links take you to even more detail on the solutions available to everyone who needs financial empowerment.

Financial Empowerment

There is an elephant in the room.  A great big ugly elephant.  We talk about empowerment and self development and personal growth but when someone mentions ‘money’ or being wealthy, too often, thoughts or whispers of greed, selfishness, get rich quick, or some other such demeaning slur appear.

There is even that famous Bible quote:

“It is easier for a camel to go through the eye of a needle, than for a rich man to enter into the kingdom of God.” (King James Bible).

However, any quote taken out of context can take on a whole new meaning, such as this one does!

So many people have hidden behind this and other poverty based quotes to make excuses for their lack of abundance, without even realising it.  They believe these quotes and old sayings (“life wasn’t meant to be easy” is another!) are actually facts.  THEY ARE NOT!

“Take responsibility for your finances or get used to taking orders for the rest of your life. You’re either a master of money or a slave to it. Your choice.”Robert Kiyosaki

It’s time to say IT IS OK to have money and wealth.  It’s NOT OK to be poor and just accept it! 

It’s NOT OK to have to worry where the next dollar or the next rent or mortgage payment is coming from.  It’s NOT OK to have your child’s next meal in doubt because you don’t have the money to put a meal in front of them.

#Financial Empowerment

Down on his luck, by Frederick McCubbin
Image from http://www.artroom.com.au

Why would you NOT have all the money and financial empowerment you need, or want? There could be some absolutely valid reasons.  Bad luck.  Bad management of a situation.  Bad start in life.  Got robbed.  Got divorced.   Got taxed.  All valid and perfectly good reasons to not have any money.  If you are OK with reasons for not having money that is, rather than the money.

If this is you now, are you planning on staying this way? 

If you are unhappy about your financial situation, read on – there is much to learn and much to look forward to!

Is it OK to be broke? 

Most teenagers and students visit “Broke” during their high school or university years, just after leaving home.  Possibly the best time to visit, when you are young and life has so much promise and you are so enthusiastic about it.  You also don’t have family responsibilities then.  Enjoy the experience of living on the financial edge, learn the financial empowerment lessons and then get the hell out of there!  Life is better with a full wallet!

Let’s look at what it means to be lacking in financial empowerment, for both men and women.

Financial Empowerment for women

A woman without money in the 21st century in the western world is a woman who has to educate herself and develop a career to support herself, or to be supported by someone else.  She must develop an income stream to pay for the necessities of life.  If she cannot do this, she has to choose between doing without the necessities of life, or being at the mercy of someone who has them.

Perhaps she will find a husband, someone who will be delighted to take her just as she is, and who promises to support her forever.  Lots of women have thought this; many have made wonderful lives being supportive wives for their loving husbands.

#Financial Empowerment

Since my divorce….!
Image from http://www.sincemydivorce.com

But many have found that after a time, their marriage and support program suddenly ended.  Perhaps through tragedy, or for other reasons, sometimes divorce.  Now, they are older, perhaps wiser, but many are still without an income and a way to pay to live.  That doesn’t mean that a divorced woman cannot cope – just that sometimes, the divorce is financially devastating, and they are left with little money and a family to raise, and often on a solo parent benefit or part-time wages.

Financial empowerment for women is vital.  Not just for the feeling of satisfaction, but for the independence it brings.  Ladies, if you are financially independent, you can choose where and who you want to spend your life with, for reasons other than necessity and somewhere to live.  An important goal.

Financial empowerment for men

Guys, there is probably nothing more disempowering than looking at your family, and knowing you cannot provide for them.  Not being able to pay the mortgage or the rent, rationing the children’s food, losing the car to the finance company, all for the want of a better cashflow.

#Financial Empowerment

Super Dad!
Image from thewonderfulworldofnothing.blogspot.com

The other side of the coin is great!  You feel invincible and powerful when you have financial empowerment.  When you know that your financials are OK and that the house and car are paid for, and the family is secure, you feel king of the castle.  So you should.  Supporting and empowering your family is perhaps the greatest responsibility that most people could ever have.

Financial crisis happens, far too often.  It happens to good people, to great people, and to most of the people who don’t understand money and financial empowerment.  But there’s also a way through it.

The key to financial empowerment is education.

I don’t mean reading, writing and arithmetic, although they are important.  Financial literacy education, understanding the financial empowerment principles that make the money world go round.  They aren’t too hard to learn, though they can be harder to put into practice.

“No one lives long enough to learn everything they need to learn starting from scratch. To be successful, we absolutely, positively have to find people who have already paid the price to learn the things that we need to learn to achieve our goals.”Brian Tracy

The world has changed since I was a boy.  Fifty years have made a huge difference.  A house now costs half a million dollars here, but fifty years ago, $2500 would have got you one.  A car was $500, now it is $40,000.  But wages were much less!  Fifty years ago, it was 365 shillings per week, around $36.  The princely sum of $1,800 per year.  Now, in Australia, the average annual wage is $75,000.    Prices have increased but so has our income.

What HAS changed is the opportunity level!

In this age of technology and information, a person no longer needs a factory or huge amounts of capital to start a profitable business.  Many people work their own business from anywhere in the world they want, as long as they can connect a computer, laptop or even tablet to the internet!  As long as they have a skill they can apply, a second or even a primary income is available for anyone, if you become educated in how to market something of value to the world!

What is Residual Income?

Think about your wage.  If you don’t go to work, you don’t get paid.  No residual income.  Think about the rent on a house.  The owner could be in Spain, New York or Sydney.  The rent still goes into their bank account.  That is residual income.

Make money while you sleep.  Set up your income streams as businesses at which your presence is not required, fully automated, and the money will flow to you, wherever you are. Click this link for more details and alternatives!

Examples of residual income are:

  1. Financial investments, shares, term deposits etc.  You need a lot of money initially and the Return On Investment (ROI) is from 1% to 5% usually.  $1,000,000 at 5% is $50,000 pa.
  2. Investment property.  In Australia, an investment property starts at around $350,000 and higher, and ROI is either negative (profits from tax benefits) or up to around 5% clear.
  3. Leasing out equipment, rental cars, machinery etc.  Lots of money initially but a higher ROI, because of a shorter working life of the equipment.
  4. A second job?  Doesn’t qualify, – no residual income.  However, this is where most people look when they need more money.
  5. A business with employees.  If you can set it up so that it makes a profit while you are not there, yes, ongoing residual income.  However, bricks and mortar businesses are struggling the world over.  Many do not make a profit at all.

Can you make money online?

There is an alternative, made possible by the technological revolution and the internet.  It is possible to start a small business online and set it up to operate globally, fully automated and delivering profits into your bank account, wherever you are.  Many are very successful; the operators have replaced their regular income and quit jobs, to live on the ever-growing profits of their fully automated online businesses! Click this link for more details and alternatives!

Examples of online income streams:

  1. Contracting your skills, such as through ELANCE, or being a virtual assistant
  2. E-Bay trading, buying and selling items
  3. Shares and options trading, taking a parcel of money and actively trading with it – be careful of the risks! Only for skilled traders!
  4. Consulting and providing advice, for a fee
  5. Website sales of an item, product or service, sometimes digital products or information
  6. Using a website in conjunction with a bricks and mortar business for mail-order sales
  7. Writing and publishing online
  8. Networking of a business opportunity online, building up a global downline network

NOTE: 1-4 are usually not residual income streams although they are internet businesses.

#Financial Empowerment

Internet Business Opportunities!
Image from fortune500designs.com

These opportunities are there for everyone.  And you don’t have to leave your day job!

If you are also a member of Life Change 90, you can enjoy Personal Empowerment, as well as Financial Empowerment!

Think about this:

Are you earning what you are worth right now?

Are you earning what your family needs right now?

Are you earning enough to fund the dreams of your future, right now?

If not, what are you going to do about it, and when?

There ARE answers, and you can find them here.  I look forward to seeing you at the top, earning lots more than you are now!

If you feel this article has financially empowered you and you feel it could benefit the financial empowerment of other people, please reblog it, share it with your friends and associates.  It might be the day you changed someone’s financial fortunes and future for the better, not just your own!

Til next time, fair winds and full sails,

Ray Jamieson

 “Take action every day. It doesn’t have to be dramatic action, but every day, stick with it. Spend time on things that make you proud, that stretch and strengthen you.”Phillip Humbert

Please also refer to my previous posts on Empowerment:

Empowerment

Empowerment for Men

Empowerment for Women

Empowerment for Teens

Empowerment for Children

Personal Empowerment

What would an empowered man do?

Empowered by love

Empowerment through Emotional Intelligence